• _number8_@lemmy.world
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    10 months ago

    damn i wonder why, ads are being driven into your brain at every second, buying things is designed to feel good, now it costs more and jobs are even more precarious

    i wish we could stop shaming people for having debt. if you see people like, with receipts and a teller’s hat in a film the tone is practically like they’re alcoholics. ridiculous. everyone lives above their means sometimes – a loud minority love to smugly brag about how careful and controlled and perfect they are. simply follow this budget. simply install this app. simply deny yourself any pleasures for 50 years and get hit by a bus the day before retirement. that easy. christ.

    • OpenStars@kbin.social
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      10 months ago

      However, the enemy of my enemy is not necessarily my friend.

      Normalizing (the opposite of shaming) people living in debt all the time is not necessarily a good thing either. Whether you actually end up able to retire or not, it is a good practice to live within your means. It’s like all Zen and shit - seriously, it lowers stress, saves marriages, and eats babies, or like two of those three I can’t quite recall which…

      It doesn’t have to be all prim & proper - things like just eating at home more than eating out, or the REALLY big one living in a cheaper place, can make such a difference.

      • andrew_bidlaw@sh.itjust.works
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        10 months ago

        Hating the system is okay tho. Like with a lactose intolerance, some people just struggle to make sound financial decisions and are vulnerable to get indebted for life, and it gets abused. Some people are born into poverty, and they can’t meet these standards of life we have without another loan, and it gets abused. Finance is all about abuse. We can put another joke at expense of the person who are, like a gambling addict, put it onto themselves for having an expensive thing they don’t even need, but in the end we know that there are long-living businesses that survive by inventing new kinds of how to abuse and gaslight a person into thinking it’s nothing. It’s like shaming someone for drug abuse being in a crack neighborhood. Personal agency is under the question, when it’s constantly challenged by showering ads and unrealistic lifestyle models.

        It’s better to propose celebrating one’s financial freedom and independence, starting to value it on it’s own, knowing you’d lose it in an exchange. Not punching down, nor normalizing being in debt. More like treating it like a drinking binge - we can all understand if a person shows up hungover after a tragedy, we can show empathy to cheer them up, but nevertheless it progressively ruins their lives and should be taken care of for their own happiness and health. Just like alcohol denies you whole hours of your day, debt denies you wage you works hard for every day, it’s just like you slave yourself off here for nothing, like there’s a hole in your pocket that Mr Piggy knows how to reach, like you work not for yourself but for them and their wealth.

        It should be normal to be vocal about how it’s fucking great you can move places, change things without that anchor staying in your back and dragging you down. Be proud to be free. And having a party over finally paying them down.

        It’s like no one felt fancy having their first-ever paycheck. All these opportunities you can have for some dead presidents, mmm. Having them all for yourself once more, even minus bills, should feel like a second birthday.