I’m not an expert in this field, so other people might have something else to add, but my takeaway is mostly - do not rely on phone services. Don’t use MFA via SMS, etc. Most of the issues described, you can avoid if you’re careful, except the geolocation issue.

Yep, I am. I think it’s understandable what you’re saying (as there’s simply a lot less people here in general). But it’s always good to see a “local” “face” :)

I did the same and so far I’m satisfied. Browsing here makes me feel the “old internet” feeling.