![](/static/253f0d9b/assets/icons/icon-96x96.png)
![](https://spgrn.com/api/v3/image_proxy?url=https%3A%2F%2Flemmy.ml%2Fpictrs%2Fimage%2Fd3d059e3-fa3d-45af-ac93-ac894beba378.png)
1·
11 months agoSame here. YNAB (the rules and the app) is why I have a positive net worth. It was rough, but getting that 30-day buffer was an achievement I felt great about when I hit it, and something I’m glad I have every month I don’t have to worry about which day each bill is due.
Before I took economics in college I would have downvoted you. Price ceilings don’t solve the problem.