The biggest kick in the balls is that insurance still doesn’t cover shit. There’s still co-pays, tons of things that aren’t covered, out of network, maximum use of services, and anything large will almost certainly be denied by default. The co-pays alone are often as much as the service should cost.
Health insurance is a parasite. Profiting (massively) by being a gatekeeper to good health is pure evil.
I bought cough drops at a CVS once. They were like 4x the price of the grocery store. It’s no wonder their insurance sucks. Also, yes, verticals like that should not exist.