I have Spotify Premium Duo for son & I, Youtube Premium Family (I pay for son and I & got 4 of my friends to join so we split the cost), Voxa - audiobooks for son, NovelAI for son (some story writing tool I guess, to be honest I don’t really know what this one does exactly). No movie / TV show streaming services cause I have Filelist (torrents) and the world wide web.
I’m trying to avoid most subscriptions. So I rent a small VServer and a VPS and run a little Proxmox server in my home. That is around 13€/month, including electricity for the Proxmox server. I could combine them and save a little bit of money, but currently I avoid the hassle of doing that.
But that gives me E-Mail, Nextcloud, offsite backup, a website, HomeAutomatization with HomeAssistant, a PlexServer to stream music and movies, paperless and more. So: Say no to expensive subscriptions, do it yourself.