Long story short me and my car got hit by a bus and the guy took off. I’m fine, but the car is damaged. I need to pay for most of the repairs because of insurance issues. I can afford it, but it’s still expensive. I’m starting to have self-doubt, this is my first car accident 😭 
wait why do you have to pay if they hit you?
Because you’re supposed to get the other persons insurance and your insurance goes after them.
If there’s no one to charge, then how can the insurance trust you? What if you damaged the car yourself somehow and are trying to pass it off as car damage?
They will do anything not to pay. There is also a reason why “Hit and Run” is a felony.
I missed the part about how the guy hit and ran
All good! Hit and runs suck.