Hello thanks for visiting my profile.

For any picture posts I make with the [OC] tag, I provide a license for you to use my photo under the terms of CC-BY-SA-4.0. You may DM me for questions.

  • 86 Posts
  • 4K Comments
Joined 2 years ago
cake
Cake day: March 14th, 2023

help-circle
  • I think the Canadian national conversation has shifted. Sure, many business will need to or choose to still trade with the US, no matter what craziness starts or stops during or after the Trump administration. But we won’t take the US for granted as a stable trading partner anymore.

    The trade war will come on and off over his term, whenever Trump wants to take the media off of a different problem he caused.

    A real war is very unlikely, not impossible, but it depends on Trump and how competent Trump’s yes men are at enacting his fanciful ideas. I’d prepared for the possibility between 2016-2020, Trump would drop a nuke, and that didn’t happen at least. But just the same, once again as Canadians we should be prepared for the worst, and work with whatever we have as a nation. They can take a lot from us by force, but they will never take away our solidarity and our sovereignty without us voluntarily giving it up.



  • I was more of a Trudeau supporter than most, but yeah the broken central platform promises on electoral reform really stung. Some is definitely right wing indoctrination about giving Trudeau a negative image.

    I thought he was a great guy, could speak strongly and plan smartly during CoVID and for other challenges. But aside from initiatives where the NDP pushed the Liberals over the finish line, Trudeau’s government stopped short of really pushing for real change, more to kind of just holding things together with bandaid solutions. I think Carney has the experience and from his speeches the motivation to go further with longer lasting solutions.



  • Many credit cards in North America have a cash back or loyalty points scheme. In cash back, you essentially get a cut of the network fee back as virtual value to pay off your statement. With points, you earn the points based on the amount spent, and can redeem them for things like travel or gift cards. Some merchant categories earn more as an incentive (e.g. 2% of purchase value or 10 points per dollar for groceries and monthly automatic bills, 1% or 5 points on everything else).

    Edit: Oh and I should mention, some offer complementary car and travel insurance benefits, airport lounge access, electronic device insurance too. So it’s definitely compelling for a lot of people, since >90% of places don’t offer cash discounts or CC Fee, so people would essentially get or lose the benefits with no difference in price.



  • I have the same question as sloppychops. If my interac debit card is also Visa, how would I know whether the payment terminal is routing through Visa or Interac?

    I am one who offers to pay in cash sometimes to small businesses, treating it like an additional tip. But more and more businesses in the Vancouver area use Clover (A Canadian subsidiary owned by Wells Fargo) and Square (American fintech), and either take card only (which they get their cut with Interac debit too), or the staff get a little impatient when I rummage around for cash in my wallet.