While this is true to a degree, there also seems to be indications that some people are more susceptible to addictive behavior than others, so some will only be inclined towards addiction if their circumstances are bad enough to make it more attractive.
I suspect this is similar to smoking causing cancer. Sure, it will likely shorten your life and cause cancer, or you can be like George Burns and smoke regularly for over 70 years.
Ultimately, it’s hard to know how susceptible you are to addiction (or smoking-related cancer) until you’ve taken the chance.
If it was really smart, it would let you set what you’re willing to sell energy at, then when the utility company says “we’re paying x, take it or leave it,” the system can say “leave it” until they decide to pay more. They aren’t buying from you because there isn’t a need, so why should you be paid low-demand prices?